i dont have this problem cuz i dont use windows. had so many probelms with windows over the years, felt like it got hacked easy. switched to macbook and been using it for years now, never faced this kind of thing. not once.
and i think these scammers mostly run microsoft scams anyway. you dont really hear about apple ones like this. just my opinoin tho.
so my advice, get a macbook. save yourself the headache.