๐ธ How much does it cost?
Enter the price of the thing you’re thinking about buying.
๐ฐ What’s your monthly income?
Use your usual take-home income.
๐ฆ How much savings do you have?
Rough numbers are fine.
๐งพ How much do your monthly expenses cost?
Rent, bills, food, subscriptions, loans โ the usual stuff.
๐ How badly do you want it?
Be honest. This one matters more than you think.
๐ก Before you buy
Just a quick reality check โ not financial advice. Your actual situation may be different.
Ever see something you really want and thinkโฆ “okay but can I actually afford this?”
Yeah. We’ve all been there. ๐
So we made a little VexoTalk tool for exactly that moment โ the one right before you do something stupid with your credit card.
You punch in the price, your monthly income, your regular expenses, a few other bits. It runs the numbers and gives you a straight-up reality check. No sugarcoating.
Sometimes it says: “yeah, go for it, treat yourself.” ๐
Sometimes it says: “ehhโฆ maybe wait a month.”
And sometimes it just quietly says: “put the card down.” ๐
Look, it’s not your financial advisor. It doesn’t know your whole life or that your car’s making a weird noise. It’s just a quick gut-check before you drop a chunk of money you might regret.
Because let’s be honest โ that thing you “need” at 11pm online? You might not even remember it next week.
Think first. Buy later. Your wallet will thank you. ๐ธ