VexoTalk | Shalu Patial | Activity https://vexotalk.com/members/shalupatial142/activity/ Activity feed for Shalu Patial. Tue, 06 Oct 2026 19:52:06 +0000 https://buddypress.org/?v= en-US 30 hourly 2 5759daa55ca517cef9833269029fd097 Shalu Patial started the topic Making $75k in Houston but spending $45k — where's it going? in the forum Business & Finance https://vexotalk.com/community/topic/making-75k-in-houston-but-spending-45k-wheres-it-going/ Tue, 06 Oct 2026 16:25:04 +0000 Hi everyone, my name is Shalu. I live in Houston, Texas, and I work as a software engineer making about $75k a year. On paper that sounds decent, right? But somehow I looked at my spending last year and realized I burned through almost $45k. FORTY-FIVE THOUSAND. And I have basically nothing to show for it.

I sat down and actually tried to figure…Read more

]]> 8770703fb32c10623937ff4ba4798f43 Shalu Patial replied to the topic My 12-year-old keeps begging for a phone and I keep saying no in the forum General Discussion https://vexotalk.com/community/topic/my-12-year-old-keeps-begging-for-a-phone-and-i-keep-saying-no/#post-400 Tue, 06 Oct 2026 16:19:37 +0000 I’m in the exact same boat. My 12-year-old asks for a phone all the time, and I keep saying no. I told him, “Work hard on your marks this year and next year, and when you turn 15 we’ll talk about a smartphone.” A lot of people don’t get why I’m doing it this way, but I think a kid his age doesn’t really need one yet. He’s also pretty into games…Read more

]]> 551e49ba9792d605b6dcf4ea22e0f67b Shalu Patial became a registered member https://vexotalk.com/activity/p/24/ Tue, 06 Oct 2026 16:16:54 +0000 0